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Cost of Debt: Reasons You Need a Kick Ass Credit Score

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A good credit score saves you money in many ways. A credit score is a number calculated using a number of factors to show how creditworthy you are. Lenders use this number to decide whether or not to lend you money, what rate of interest you will pay on that loan and in the case of credit card companies, whether or not to issue you a card and what your limit will be. There are six major components that make up your credit score. We did an in-depth article on it but to quickly re-cap, these are the factors;. There is a credit score range you will can into.

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